December 30 2008
The UK provides free medical care through the NHS for all residents and visitors. But what happens if a UK citizen moves or works abroad? Are they still entitled to free NHS healthcare? There are a number of rules and exclusions governing this provision. The NHS website suggests that you investigate the healthcare provision of [...]
December 28 2008
There are proposals afoot which would allow electronic medical records to be accessed by researchers and private companies. The British Medical Association are set to fight this. In contrast, at the present moment rules concerning confidentiality are very strict in the medical health insurance business. Currently written patient consent must be obtained for GP’s to [...]
December 27 2008
Fraud is a small but important problem within the medical insurance industry. Customer fraud is negligable as the providers are very tight in their proceedures and generally payments are made direct to those that give medical care. However another form of industry deceptionis provider fraud, the most common types of which are upcoding, misrepresentation of [...]
December 26 2008
New legislation in France demands that non-French European Union Citizens residents take out private medical insurance. With all of Europe tightening its belt this is just another blow to expatriates who are finding it hard to make ends meat with the pound so low against the euro. Previously British residents working France needed to apply [...]
December 25 2008
The international medical insurance market represents the biggest growth sector in the health insurance market and with many companies reporting a reduction in revenue this is a lucrative market to explore. The AIMI (The Association of International Medical Insurance Providers) represents international private health insurance providers and it had its first public meeting in November [...]
December 25 2008
This blog post lists the main organisations involved with health insurance in the UK and shows you the top seven most used health insurance providers. Association of Medical Insurance Intermediaries (AMII): A trade association for specialist independent intermediaries based in the UK whose business is individual and group private medical insurance. They have a database [...]
December 23 2008
One of the main reasons that people site for opting for private health insurance is the broader choice of specialists and hospitals. With the NHS you can be restricted by what is offered within your local area but in the private sector is the world your oyster? On closer investigation it appears that a totally [...]
December 22 2008
There are various ways to fill in your medical insurance application form: Face to face with either a broker or provider, in the privacy of your own home, or over the telephone. The latter is known as teleunderwriting and is considered to be the most effective method of taking your medical details. But why is [...]
December 21 2008
With many people worrying about the current economic climate saving money is high on everyone’s agenda. Everyone is feeling the pinch including private health insurance companies who are beginning to report not a decrease in the numbers of customers but a change in their purchasing habits. People are looking for more economical medical health insurance. [...]
December 20 2008
Very often small business employers are not keen to provide medical insurance for their employees. It seems like a big expense. However, there are many benefits for the employer, the workers, and the company as a whole, and the cost need not be prohibitive: 1. Cut down on sickness absence. In a small business, employee [...]