Archive for February, 2009

Men & Women to Pay Equally for Health Insurance

A new directive set by the European Commission will mean that insurers will not be able to discriminate between people on grounds of their sex. That means that medical insurance policies for men and women will cost the same and any differentiations will be based more around lifestyle than gender. As reported in Health Insurance [...]

PruHealth Diet and Fitness Research

New years resolutions are often forgotten about by the end of January. However, research by medical insurance company PruHealth found that 35% of Britons saw their diet and fitness plans as a long term goal. 62% of adults expected to embark on a new exercise and fitness regime in 2009 and on average they expected [...]

Free Gym Membership with Medical Insurance

AXA PPP Healthcare are now offering free membership to individuals and families who buy private medical insurance online. As reported in Health Insurance News UK all the large health insurance companies are trying to encourage better health and wellbeing for their customers and this is the latest contribution to this aim. When you purchase AXA [...]

Health Insurance No Claims Discount

Claims Discounts (NCD’s)have been around in insurance for quite some time but they are fairly new to private medical insurance. Are they useful to the consumer, providing them with lower premiums if they don’t claim or are they a something that medical insurance companies have developed in order to stay competitive? Standard Life Healthcare, the [...]

Norwich Union Adds Health Clubs

Norwich Union Healthcare has added reduced cost membership for Fitness First and Livingwell health clubs to its private medical insurance policies. Clubs can offer up to 40% discounts to Norwich Union Healthcare members. Other clubs already in the scheme are Kinetica, Fitness Express and Spirit Health. Other benefits which Norwich Union Healthcare members can enjoy [...]

Health Tourism

Medical health tourism is on the increase. It provides a large income source for host countries and a cheaper way of having surgical procedures for the consumer. With Freedom Healthnet Ltd medical insurance you can combine the security of knowing you have medical health insurance with the freedom to choose where you have it. Freedom [...]

Medical Insurance May Not Cover Chronic Fatigue

Normally the medical profession agrees on the diagnosis and treatment of most illnesses. However what happens if you develop a condition where there is disagreement. How does this affect your health insurance claim? ME (Myalgic encephalomyelitis and myalgic encephalopathy) or alternatively known as Chronic Fatigue Syndrome is an example of a condition about which there [...]

Non-disclosure Guidelines Now Compulsory

Last year The Association of British Insurers (ABI) and the Financial Ombudsman Service (FOS) produced a paper which tackled the question of non-disclosure in an attempt to be fairer to people with health insurance cover. Last week this paper was re-launched as a code of conduct can only be good news for people with medical [...]

Pregnancy and Private Medical Insurance

Traditionally in the UK, private health insurance does not cover pregnancy. The everyday care and monitoring of pregnant women and their babies is carried out through NHS services. You can of course opt to go private and pay for the services of a midwife and obstetrician should you wish. However there is a limited provision [...]

Who do Intermediaries Work For?

Who does your broker work for, you or the medical insurance company? Some brokers deal with just one company or a small group of companies and others can offer you a whole range of products. People usually go with an ‘intermediary’ (the official word for broker) because they should have a wide range of product [...]

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