Archive for March, 2009

Physiotherapy & Private Health Insurance

Physiotherapy is offered by most private medical insurance companies as part of their complimentary health treatments and therapies. It involves hands on physical treatment with patients. It also involves the teaching and recommendation of movements and exercises for patients to follow when they are on their own. Physiotherapy is used to develop, maintain and restore [...]

Complaining About Private Health Insurance

In previous years there seemed to be a lot of press attention on individual clients who were unhappy with the way their health insurance companies dealt with their claims. Guidelines published by the Association of British Insurers (ABI) introduced fairer ways for medical insurance companies to deal with problems that resulted from claim disputes and [...]

18 Week Wait Still too Long

The Government has met its target to make sure that patients wait no longer than 18 weeks before their operations. The average wait is only 8.6 weeks and waiting times for cataracts and heart operations have halved in the last two years. Unacceptably long waiting times however are one of the top 10 reasons why [...]

What’s Not Covered in Private Medical Insurance?

It’s important to be aware of what is not covered when you are investigating private medical insurance. People are often surprised, when they become ill or want to have a procedure done, that their provider does not cover their particular ailment. Here is a list of specific things which general policies will not cover: Pre-existing [...]

Chronic and Acute Conditions

Medical insurance is designed to cover people for short term unexpected illnesses and medical conditions. The term for this is acute. Conditions which are ongoing and require long term medical treatment are known as chronic conditions and are generally not covered by private medical insurance. The Association of British Insurers (ABI), who represents the interests [...]

Company Health Insurance

With everyone tightening their belts and trying to find ways to save money company medical insurance plans are looking very appealing to those who are offered them as they are very competitive in comparison to individual private health insurance policies. Private individual health insurance premiums have risen by 8% year on year. However company health [...]

Health Screening Saves Lives

Private medical insurance companies encourage their clients to have health screens as they are a preventative form of medicine which can save lives. This week research has been published that indicates that screening can detect ovarian cancer before there are any symptoms. Ovarian cancer is notoriously symptomless and because of this is often hard to [...]

Bupa Increases New Business by 36%

Bupa, the UK’s largest health insurance provider, announced some successful figures for 2008 despite the economic downturn. The medical insurance provider saw a 38% increase in new business in life assurance products, income protection and critical illness cover. Steve Casey, head of Bupa’s product development and marketing team said, ‘To report a 38% increase in [...]

Channel Island Treatment no Longer Free

From 1st April 2009 British people travelling in the Channel Islands will no longer receive free medical treatment. The change has come about as the government has ended the 33 year old reciprocal agreement between the islands and the UK. The Department of Health is warning travellers to take out adequate travel insurance if they [...]

Newspaper Bosses Use Private Health Insurance

An interesting article published in the New Statesman on Thursday asked top UK news bosses if they used private medical insurance or the NHS. Out of the ten people only one, John Ryley from Sky News, said that they did not use any private health insurance. Other than that all those asked said that they [...]

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